You will get
Free opening and maintenance
Enjoy free account opening and zero maintenance fees for seamless financial management
Multicurrency account in 12 currencies
Make global transactions easier and more cost-effective. Go global — hold, send, and receive money in different currencies from one smart account
Account details for cross-border transfers
Local and international account details, at your service in just a few clicks. Generate unique IBANs and SWIFT/BIC codes to access any market
Physical and virtual cards
Experience the full spectrum of PayDo services, online and offline. Shop in the most convenient way— anytime, anywhere
Top-up through cards or by alternative ways
Fund your account through a variety of payment channels. Support top-ups through card networks (Visa, Mastercard) and alternative payment methods
Free payments to/from other PayDo users
Enable transactions with zero internal fees between PayDo user accounts. Instant and fee-free transfers within the PayDo user network
Payment on checkout
Pay in seconds—just choose PayDo at checkout and complete your purchase. Immediate, secure payments directly from your account during online checkout
Finances Within One Dashboard
Get complete financial control with PayDo’s all-in-one dashboard. Track transactions, manage balances, and make informed decisions in real time—everything you need for seamless financial management in one place
Monitor payments
Access detailed transaction history, export reports, and monitor payment statuses in one place with real-time updates
Maximize efficiency
Refine workflows, manage permissions, API keys, and notifications
All-in-one financial HQ
Order cards, manage payments, add a checkout solution, or set up an IBAN account— all from a single dashboard
Streamline business transactions
Manage linked cards, reports, and project balances to optimize cash flow and financial planning
Flexibility in currency exchange
Send, receive or exchange funds from employer, friends and relatives in several clicks and over 12 currencies
Canadian Dollar
Euro
US Dollar
British Pounds
Swiss Franc
Danish Krone
Czech Koruna
Romanian Leu
Hungarian Forint
Swedish Krone
Polish Zloty
Norwegian Krone
Canadian Dollar
Euro
US Dollar
British Pounds
Swiss Franc
Danish Krone
Czech Koruna
Romanian Leu
Hungarian Forint
Swedish Krone
Polish Zloty
Norwegian Krone
Canadian Dollar
Euro
US Dollar
British Pounds
Swiss Franc
Danish Krone
Czech Koruna
Romanian Leu
Hungarian Forint
Swedish Krone
Polish Zloty
Norwegian Krone
Canadian Dollar
Euro
US Dollar
British Pounds
Swiss Franc
Danish Krone
Czech Koruna
Romanian Leu
Hungarian Forint
Swedish Krone
Polish Zloty
Norwegian Krone
Canadian Dollar
Euro
US Dollar
British Pounds
Swiss Franc
Danish Krone
Czech Koruna
Romanian Leu
Hungarian Forint
Swedish Krone
Polish Zloty
Norwegian Krone
Canadian Dollar
Euro
US Dollar
British Pounds
Swiss Franc
Danish Krone
Czech Koruna
Romanian Leu
Hungarian Forint
Swedish Krone
Polish Zloty
Norwegian Krone
Swipe it online and offline
Enjoy free account opening and zero maintenance fees for seamless financial management. Access your money anywhere with a physical or virtual card, make transactions easily, and manage your finances on the go
Join 54 746 of PayDo customers around the world
Experience the convenience and flexibility that businesses and individuals around the world rely on with PayDo
PayDo it now, be proud of
yourself later
Secure financial protection
PayDo is regulated by the UK's FCA and incorporates multiple layers of security to protect your funds and personal information
Real-time reporting
Enjoy real-time reporting by downloading your payment history in PDF or Excel formats for any custom period, giving you clear and transparent insights into your transactions
Dedicated customer support
Our customer support is available 24/7 through Zendesk chat, providing fast and reliable assistance whenever you need it
Sort code & account number
Take control of your finances with Paydo's intuitive dashboard—track spending, set budgets, and manage your savings securely all in one place
Maybe you got a question on your mind?
FAQ
To open a personal account, you will need:
- A valid identity document: National ID card (front and back) or passport.
- Proof of address: A utility bill (gas, water, electricity, mobile phone) no older than 3 months.
Once your application is completed, our team may contact you with additional questions to confirm your details
Funds are typically processed and deposited into your bank account within 2-5 business days, depending on the bank’s processing times
PayDo ensures transparency in fees. You can find a detailed list of all fees and transaction limits in the “Pricing & Limits” section, available in your account’s left-hand menu or in the “Pricing” page
Yes, PayDo offers both virtual cards (ideal for online transactions) and physical cards (perfect for everyday purchases). Choose the option that best fits your lifestyle
PayDo supports users worldwide, with a few exceptions. Please check our Prohibited Jurisdictions page for a full list of unsupported regions